Agency Underwriting

From kickoff to closing, our team is committed to taking ownership of the transaction with a focus on Agency guide compliance. High quality underwriting requires more than just spreadsheets and narratives - it requires seamless coordination across all parties. Our services extend to effective collaboration between production teams, credit reviewers, closers, inspectors, third-party report vendors, insurance advisors, legal counsel, and Agencies, among others. We take great pride in our ability to facilitate clear communication and drive the timely execution of transactions, ensuring deadlines are consistently met.

300+ Agency transactions totaling over $3.75 billion in proceeds

  • Freddie Mac and Fannie Mae Conventional

    160+ transactions

  • CMBS, Bridge, Balance Sheet, and Other

    45+ non-agency transactions

  • Freddie Mac Small Balance (SBL)

    115+ transactions

  • Acquisition Underwriting

    Multifamily, MHC, and RV Park acquisitions

  • Fannie Mae Small Mortgage (SML)

    40+ transactions

  • Financial Modeling

    Custom-built for acquisition/development of all asset classes

Agency Scope of Services

Below represents a general scope of services for an Agency transaction, which can be tailored to the Lender’s preference. Please contact us to discuss a comprehensive scope of services.

  • Kick-off and status calls, checklist and deal folder maintenance, preparation of Agency-specific forms, and other ongoing correspondence.

  • Detailed review, analysis, and revisions to all third-party reports, such as appraisal, engineering, environmental, seismic, and zoning reports, including correspondence with vendors. Review of property management, market economics, and real estate taxes. Correspondence with insurance advisor to ensure insurance agents are responsive and on track for closing.

  • Build and/or review organizational chart and review of organizational documents. Complete credit review of borrower and principals, alongside counsel correspondence to ensure all legal matters are appropriately addressed.

  • Detailed review of all property operations. Completion of underwriting model, exit analyses, and any applicable commercial analyses, tax abatement calculations, or other deal-specific characteristics. Detailed review of waivers and exceptions to ensure underwriting compliance.

    Comprehensive narrative, tailored to Lender’s preference, ensuring all Agency specific and transaction specific stipulations are thoroughly discussed and presented.

  • Presentation of underwriting package to credit committee, followed by preparation of Agency submission package. Address all credit and/or Agency feedback from submission through closing.

  • Ensure Lender deal folders are adequately prepared and respond to any Lender and/or Agency feedback regarding document delivery.